Social care· Wealth & assets· Housing Home Equity: accumulation and decumulation through the life cycle 1 March 2010 Peter Williams This report was commissioned by the Resolution Foundation to inform our work on long-term care funding reform. Many low earners lose out in the current care and support system and find themselves in a funding gap; too rich to qualify for state support, having over the threshold of £23,000 of equity in their house, and too poor to meet care costs out of their relatively low incomes.